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GibsonT
This is an excellent discussion. Did you know that over 60% of condo insurance claims result from water damage; mostly from plumbing but some also from building envelope issues?
Re shutoffs: some of my recent reading has illustrated that some condos are proactively sending a plumber to show each resident where the shutoffs are in their suites. If there is a major issue, how quickly can your complex water be shut down to prevent major damage? A major issue in high-rises! Others are considering changing vulnerable plumbing at condo corp expense, irrespective of who is ‘responsible’, to reduce risks.
A last initiative, but showing a lot of promise, is water detection systems – to identify leaks early and quickly and to alert residents.